Ace the Rhode Island Insurance Adjuster Exam 2025 – Unlock Your Claims Future with Confidence!

Question: 1 / 400

What are the compulsory policy limits under a Rhode Island automobile policy?

$25k per person / $50k per accident / $25k property damage

The specified compulsory policy limits under a Rhode Island automobile policy are set to ensure a minimum level of financial protection for individuals involved in auto accidents. The correct choice indicates coverage amounts of $25,000 per person for bodily injury, $50,000 per accident for total bodily injury, and $25,000 for property damage.

This structure is designed to provide adequate resources for medical expenses and damages that may arise from automobile accidents, helping to cover costs such as hospital bills, lost wages, and vehicle repair or replacement.

Understanding these limits is critical for both policyholders and insurance adjusters, as it frames the basic financial responsibilities that drivers must uphold. Having the right insurance limits is essential to comply with state laws and to protect both the policyholder and third parties affected by an accident.

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$50k per person / $100k per accident / $50k property damage

$30k per person / $60k per accident / $30k property damage

$20k per person / $40k per accident / $20k property damage

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